FHA Made Simple is an easy resource for buyers and homeowners to purchase or refinance a house with less than perfect credit and low down payment options.

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FHA Made Simple.com provides you with up to date guidelines for FHA Home Loan Financing.

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FHA Home Loan for Purchasing a new house

Find out how to use FHA financing to purchase you dream home! Read about buyer tax credits, low down payment options, credit score requirements, loan limits, types of programs, interest rates, FHA mortgage insruance, qualification and purchase process. This is a must read for anyone that is considering a new home purchase as their primary residence. Don't have a down paymnet of your own? Find out how you can still buy a house!

FHA Home Loan for Refinancing your existing house

FHA has made it very affordable to refinance your existing home. The qualifications are some of the most flexible in the industry. Find out if you could take advantage of an FHA refinance by either refinancing the balance of your existing liens or taking additional cash oust the proeprty.

FHA 203k Home Loan to renovate your new or existing home

You found the perfect house but it needs to have some work done to it. No problem! With an FHA 203k home loan, you can purchase that not so perfect home without any financing issues up front. After you get your keys to the house, you can start the work and all the rehab/renovation costs will be financed into the loan amount. No additional money out of your pocket! If you already own a home and to fix that leaky roof, take advantage of the same program.

FHA Home Loan for bad and challenged credit

FHA offers their borowers some of the most flexible credit qualifications available today! Find out if you qualify or what FHA lenders are looking for.

First time home buyer and move up buyer tax credit

The deadline for the current tax credit is only valid for contracts accepted before April 30th! Check with your CPA to see if you qualify to take advantage of this once in a lifetime offer from the government.

FHA Home Loan for Manufactured Homes

Manufactured home financing has gone away in the recent credit crunch. There are still options for home buyers and owners to take advantage of. Find out how to qulify!